Kerala PSC Junior Co-operative Inspector 026/2020 Exam Mock Test

1. _________ is an economic order where various economics activities are carried out by private individuals for the sake of private profit.

2. ________ implies economic, political and social brotherhood among the Co- Operatives of the various countries of the world.

3. International Co-Operative Alliance (ICA) founded in the year:

4. There are ________ Principles of Co-Operation revised by ICA in 1995.

5. Karvey commission submitted its report in the year:

6. ______ is not a principle of Co-Operation.

7. Rochdale Equitable pioneers society in England was found in the year

8. The magazine, "The Co-Operator" is published by:

9. ________ is the journal in Co-operative sector published by information Bureau, Co- Operative department, Kerala.

10. Single purpose Co-Operative societies are exclusively been organized in:

11. NCDC was established in the year:

12. Large sized societies were expected to have large membership ranging between ______ to _____

13. KSCARDB was established in the year

14. NABARD was established in the year

15. Kerala state has adopted _____ system of organization for marketing Co-Operatives.

16. Which Co-Operative is established for the development of tribes in India?

17. National Dairy Development Board (NDDB) is constituted in the year

18. Kerala State Handloom Weavers Co-Operatives (HANTEX) was established in the year:

19. All India Rural Credit Survey Committee 1s also Known as8:

20. Kerala Co-Operative Societies Act was passed in the year:

21. RBI Act was passed in the year .

22. The Chairman of Co-Operative Planning Committee was:

23. The Statutory Responsibility of Audit of Co-Operative Society is Vested with

24. _______ is a written and predetermined plan of action for conducting an audit.

25. ______ is the backbone of auditing.

26. Section 44 of Kerala Co-operative societies Amendment act 2013, deals with ______ Fund.

27. As per Kerala Co-operative Societies Act, 1969, every society should set apart not less than _______ of net profit towards its reserve fund.

28. As per Kerala Co-Operative Societies Act 1969, every society should set apart not more than _______ of net profit towards its common Good Fund.

29. ______ Fund created out of annual net profit of the Co-Operative society for meeting unforeseen losses or expenses in connection with winding up of the society.

30. Subsidies and grants available from government to a co-operative society forms as part of its:

31. _______ is the fee payable to the Government by the co-operative societies for conducting Concurrent audit

32. ______ means a special charge on movable or immovable property created in favour of a co-operative institution which deals with credit activities.

33. _______ is the appellate authority vested with powers of Appeal, Revision and Review

34. The Kerala Co-Operative Tribunal has ______ members

35. An Appeal to the Co-Operative Tribunal can be filed within ______ days from the date of such order, decision or award.

36. Sec. 84 of Co-Operative Societies act deals with:

37. The responsibility of Co-Operative audit is entrusted with:

38. Maximum amount to be paid by the Co-Operative society as audit fee is:

39. Head of the co-operative department is:

40. The final authority of a Co-Operative society shall be vested with

41. All India Co-Operative Congress was held at

42. The agricultural refinance corporation was setup in:

43. Multi - State Co-Operative societies Act was enacted in the year

44. _____ Commission Submitted the report for framing co-operative societies Act, 1904.

45. Andhra Mutually aided Co-Operative Act came into existence on

46. _______ operates under state domination

47. The apex body of ICA is:

48. Rochalate Equitable pioneers society in England came into existence in the year

49. Capitalism is an economic order where various economic activities are carried out by:

50. CONSUMER FED was started in the year:

51. The RBI has created _______ a specialized financial institution for insuring the deposits in banks.

52. ________ is an agency function of a bank.

53. The Reserve Bank was nationalized in:

54. The risk based supervisory framework adopted by RBI from 2013 is known as

55. The first note issued by independent India was

56. The Regional Rural Banks, State Co-operative Banks, District Central Co-operative Banks are regulated by:

57. Bank of Calcutta and Bank of Bengal were the names of ________ bank.

58. Principle functions of banks are
(i) Accepting deposits
(ii) Lending
(iii) Investing
(iv) Non-fund business and remittance services

59. The objectives of KYC are

60. What relationship is created when the bank collects a cheque is clearing?

61. Credit risk to the bank is high from the

62. Garnishee order is issued by a:

63. Sans recourse means

64. Under farm mechanization scheme, loan is given to farmer for:

65. Pick the correct statement from the following

66. Maintenance of the following books, registers is not compulsory for SHG

67. Wholesale banking refers to doing banking business with :

68. Which is the oldest functioning Joint Stock Bank in India?

69. For the first time 14 major commercial banks were nationalized by the Indian Government in the year

70. The following statement regarding Payment Banks is false:

71. The maximum age for joining in the Atal Pension Yojana (APY) is

72. ______ scheme will offer a renewable one year death cum disability cover of rupees two lakhs to all savings bank account holders in the age group of 18 to 70 years for a
premium of Rs.12/- per annum per subscriber.

73. _______ is a life insurance scheme, which covers the death of the insured, regardless of the cause of the death.

74. The bank ombudsman can now pass an award (penalty) upto _______ lakhs.

75. The Clayton's. Rule is applicable in case of:

76. The right of general lien can be exercised in the following cases

77. FEMA is the acronym of:

78. Pick the statement that is not true in case of a bank account of a Joint Hindu Family:

79.
After the Small Finance Bank reaches the net worth of _____ listing will be mandatory within three years of reaching that net worth.

80. An entity can be termed as a 'Bank' if:

81. If a customer keeps certain valuables or securities with the bank for safekeeping, the bank is a:

82. Demand deposits are those which can be withdrawn :

83. Banker's lien is an/a:

84. A minor for whom the court has appointed a guardian attains majority on completion of:

85. Delegation of power under a trust is:

86. One of the following statements is not true with respect to RTGS

87. Security features available with smart cards are

88. Demand Draft is issued by the banks to be valid for, Multiple pins

89. Security features available with smart cards are

90. When banks give home loans, the nature of charge created is

91. The key in a standard keyboard which deletes one character before the cursor is

92. Which of the following is also referred to as a console?

93. A platter of a hard disk is divided into

94. The popular image editor GIMP starts for

95. The small memory which can be kept inside a central processing unit is referred as

96. The network device that can read the MAC address of source and destination computers is

97. Which of the following is not a search engine?

98. Which of the following is correct code while designing a web page ?
(A)
B)
(C)
O)

99. The practice of registering an Internet domain name that is likely to be wanted by another famous person or business

100. Which of the following is a system software?